No jargon. No surprises.
Just a clear process.
HOW WE HELP
Financial advice doesn’t need to feel complicated. We’ll help you understand where you are now, where you want to go and the steps that can help get you there.
A clear path forward.
OUR PROCESS
You don’t need to have everything figured out before you speak to us. That’s what we’re here for.
Let’s get super clear on where you’re at.
Tell us what’s happening, what you want to achieve and where you’d like some guidance. You don’t need to have it all figured out.
We take the time to understand the full picture.
We’ll dig into your goals, priorities and financial position so we can understand what advice will actually help.
A strategy shaped around your life and your goals.
We’ll dig into your goals, priorities and financial position so we can understand what advice will actually help.
You’ll understand what we recommend — and why.
We’ll walk you through our recommendations, explain the thinking behind them and answer your questions.
Then we help turn your plan into action.
Once you’re ready, we’ll help put the agreed recommendations in place and keep you updated along the way.
Support that can keep up as life changes.
For some clients, one-off advice is enough. If you want ongoing support as life changes, that’s available too.
Financial advice, without the mystery.
OUR PROCESS
Super clear conversations
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Advice built around you
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Collaborative process
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Advice you can understand
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A plan you’ll actually use
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Financial advice, without the mystery.
OUR PROCESS
Super clear conversations
→
Plain English, no unnecessary jargon. We’ll explain things clearly and answer your questions as we go.
Advice built around you
→
Collaborative process
→
Advice you can understand
→
A plan you’ll actually use
→
HOW WE CHARGE
One-off or ongoing.
Your call.
After your Alignment Meeting, we’ll provide a written quote so you know what your advice will cost before you decide to move forward. Most clients work with us on a one-off basis, with ongoing advice available if you want continued support.
For insurance advice, we’re paid a commission by the insurer. The commission rate is the same across providers, so it doesn’t influence which insurer we recommend.
MAKE EVERY DOLLAR COUNT
Cash Flow Analysis
Cash flow is the foundation of almost every financial decision you’ll make. Before thinking about investments, property or long-term wealth, it helps to understand what’s coming in, what’s going out and what your money could be doing differently.
We’ll help you get a clear picture of your spending, commitments and priorities, then identify opportunities to use your income more intentionally. That might mean creating more room to save, paying down debt, preparing for a major expense or simply making everyday money feel easier to manage.
The goal isn’t to make life restrictive. It’s to build a cash flow plan that supports the way you want to live now while creating more options for later. We can help with: budgeting and cash flow planning, debt management, savings strategies, preparing for major life changes and building better financial habits.
Investment Strategy
PUT YOUR MONEY TO WORK
Investing can feel complicated when there are endless opinions about what you should buy, when you should invest and how much risk you should take.
We’ll help you cut through the noise and build an investment strategy around your goals, time frame, circumstances and comfort with risk. Instead of chasing trends, we’ll focus on creating an approach you understand and can stick with over time.
Whether you’re making your first investment or reviewing an existing portfolio, we’ll help you compare your options, understand the trade-offs and make informed decisions about how your wealth can grow.
Super Planning
MAKE MORE OF YOUR SUPER
Super can be easy to ignore because it’s designed for the future, but the decisions you make now can have a significant impact on what you have later.
We’ll help you understand where your super is invested, what you’re paying in fees and whether your current strategy still makes sense for your goals. From your investment mix to contributions and fund options, we’ll make sure you know what’s happening with one of your biggest long-term assets.
You don’t need to think about super every day.
You just need to know it’s set up to work as hard as you are.
Personal Insurance
PROTECT WHAT MATTERS
Building wealth is important. Protecting the life you’re building matters too.
Personal insurance can help provide financial security if illness, injury or an unexpected event affects your ability to work or support the people who depend on you. But understanding what cover you actually need — and what you don’t — can be confusing.
We’ll help you make sense of the options, review any existing cover and build an insurance strategy around your circumstances, responsibilities and priorities.
The aim is simple: enough protection to give you confidence without paying for cover that doesn’t make sense for you.
Property Guidance
MAKE YOUR NEXT MOVE COUNT
Buying property is rarely just a property decision. It can affect your savings, investments, cash flow and flexibility for years to come.
We’ll help you understand what you can realistically afford, how much you may need to save and how a purchase could fit alongside your other financial goals. That means looking beyond the purchase price and considering the bigger financial picture before you make a move.
Whether you’re working towards your first home, considering an investment property or weighing up what comes next, we’ll help you approach the decision with clarity rather than guesswork.
The questions you’re probably already thinking.
FAQ
You don’t need to have everything figured out before you speak to us. That’s what we’re here for.
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We work with young Australians at different stages of life — from individuals and couples building their foundations, to families and expecting families planning for what’s ahead.
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Not at all. Good advice isn’t just about managing wealth you already have. It’s about making smart decisions with what you have now and putting the right foundations in place for the future.
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Your Alignment Meeting is a chance for us to understand where you are, what matters to you and where you want to go. From there, we’ll explain where we think we can help and provide a clear quote before you decide whether to move forward.
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Fixed-fee advice, quoted upfront after your Alignment Meeting. Ongoing advice is optional.
For insurance advice, we’re paid commission by the insurer at the same rate across providers.
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No. Ongoing advice is optional. We’ll recommend the level of support we think makes sense for you, but there’s no obligation to continue beyond the advice you need.
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Yes. We can help you understand what cover you may need and compare suitable options across providers. If you take out insurance through us, we’re paid commission by the insurer at the same rate across providers.
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Absolutely. Starting or growing a family can change a lot financially. We can help you think through things like cash flow, parental leave, insurance, debt, investing and longer-term planning so you feel prepared for what’s ahead.
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Everest works with clients across Australia, so you don’t need to be in the same city as your adviser to work with us.